Latest revenue
$6.15B
as of 2026-03-31
Latest net income
—
as of 2026-03-31
Net margin
—
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $60.28B
- Enterprise value
- $125.04B
- P/E (trailing)
- —
- Forward P/E
- —
- P/B
- 0.94×
- Dividend yield
- 4.3%
- 52-wk high
- $56.20
- 52-wk low
- $38.67
- Beta
- —
- Shares out
- 1.25B
5-year trend
What this company does
Truist is the sixth-largest U.S. commercial bank, formed by the 2019 BB&T/SunTrust merger, offering retail and corporate banking, insurance brokerage, and investment banking across the Southeast and Mid-Atlantic. It earns most of its money from net interest income on loans and securities funded by deposits, supplemented by insurance commissions, investment banking fees, and mortgage income. Truist completed its final core banking systems conversion in Q1 2022, ending the multi-year merger integration and shifting management's focus to execution and organic growth.
Generated from TFC's filing dated 2026-02-24
Key risks
- NIM compression: net interest margin fell 25bps YoY to 2.76%; loan yields dropped 40bps to 3.69% on lower PPP fees and accretion.
- Investment banking and trading income fell 25% ($85M) YoY on weaker high-yield/equity originations and lower CVA gains amid market volatility.
- Merger integration costs persist: Q1 included $216M restructuring charges plus $202M incremental merger-related operating expenses, pressuring near-term earnings.
Generated from TFC's filing dated 2026-02-24
Leverage
Debt / equity
7.40×
0.8%Long-term debt / equity
0.64×
17.3%Debt / assets
88.1%
0.1%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $6.15B | +4.5% | — | — | — |
Q4 2025 2025-12-31 | $12.12B | +15.5% | — | — | — |
Q3 2025 2025-09-30 | $6.37B | +0.6% | — | — | — |
Q2 2025 2025-06-30 | $6.06B | +444.2% | — | — | — |
Q1 2025 2025-03-31 | $5.88B | -6.8% | — | — | — |
Q4 2024 2024-12-31 | $10.49B | — | — | — | — |
Q3 2024 2024-09-30 | $6.33B | +11.7% | — | — | — |
Q2 2024 2024-06-30 | $1.11B | -81.2% | — | — | — |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
National Commercial Banks · SIC 6021
Your notes
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Insider activity
Insider buying
$0
Insider selling
$1.6M
Net activity
−$1.6M
Distinct insiders
4
Open-market trades over the last 365 days.
Recent transactions
| Date | Insider | Type | Shares | Price | Value |
|---|
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns TFC
Institutional value
$13.57B
Total shares held
306.6M
Distinct holders
774
As of
2026-03-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | VANGUARD CAPITAL MANAGEMENT LLC | 81.5M | $3.75B | — | New |
| 2 | VANGUARD PORTFOLIO MANAGEMENT LLC | 24.1M | $1.11B | — | New |
| 3 | Invesco Ltd. | 14.2M | $653.8M | — | New |
| 4 | Bank of New York Mellon Corp | 11.3M | $519.0M | — | New |
| 5 | FEDERATED HERMES, INC. | 10.4M | $476.2M | — | New |
| 6 | DIMENSIONAL FUND ADVISORS LP | 8.6M | $395.6M | — | New |
| 7 | Legal & General Group Plc | 7.8M | $359.0M | — | New |
| 8 | VANGUARD FIDUCIARY TRUST CO | 7.1M | $326.1M | — | New |
| 9 | UBS Group AG | 6.4M | $294.9M | — | New |
| 10 | LPL Financial LLC | 4.9M | $227.1M | — | New |
| 11 | TRUIST FINANCIAL CORP | 4.4M | $204.1M | — | New |
| 12 | WELLS FARGO & COMPANY/MN | 4.3M | $199.9M | — | New |
| 13 | DEUTSCHE BANK AG\ | 4.0M | $186.2M | — | New |
| 14 | JENNISON ASSOCIATES LLC | 4.0M | $185.0M | — | New |
| 15 | ENVESTNET ASSET MANAGEMENT INC | 3.9M | $180.3M | — | New |
| 16 | National Pension Service | 3.4M | $156.3M | — | New |
| 17 | California Public Employees Retirement System | 3.2M | $145.4M | — | New |
| 18 | BNP PARIBAS FINANCIAL MARKETS | 3.0M | $136.8M | — | New |
| 19 | Mitsubishi UFJ Asset Management Co., Ltd. | 2.9M | $132.8M | — | New |
| 20 | Vanguard Global Advisers, LLC | 2.9M | $131.9M | — | New |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
- 1
With NIM compressing 25bps to 2.76% and loan yields down 40bps, when do rising rates actually overtake runoff of purchase accounting accretion and PPP fees?
- 2
Average loans fell 2.4% while securities grew 25%—are you structurally under-earning, and how vulnerable is the bond book to AOCI marks?
- 3
The $95M reserve release came amid 'increasing geopolitical and economic risks'—what specific CECL assumptions support releasing rather than building reserves now?
Refreshed when TFC files a new report · last from 2026-02-24