Latest revenue
$4.77B
as of 2026-03-31
Latest net income
$805.0M
as of 2026-03-31
Net margin
16.9%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $24.20B
- Enterprise value
- $11.16B
- P/E (trailing)
- 6.8×
- Forward P/E
- —
- P/B
- 1.47×
- Dividend yield
- 1.7%
- 52-wk high
- $88.77
- 52-wk low
- $56.51
- Beta
- —
- Shares out
- 337.0M
5-year trend
What this company does
OUR BUSINESS Our Company ____________________________________________________________________________________________ We are a premier consumer financial services company delivering one of the industry's most complete, digitally-enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries, including digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet and more. We have an established and diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers, which we refer to as our “partners.” We connect our partners and consumers through…
AI summary unavailable — showing raw filing excerpt
Generated from SYF's filing dated 2024-02-08
Key risks
RISKS Risk Factors Summary ____________________________________________________________________________________________ We are providing the following summary of the risk factors contained in this Annual Report on Form 10-K to enhance the readability and accessibility of our risk factor disclosures. We encourage you to carefully review the full risk factors contained in this Annual Report on Form 10-K in their entirety for additional information regarding the material factors that make an investment in our securities speculative or risky. These risks and uncertainties include, but are not limited to, the following: Macroeconomic, Strategic and Operational Risks •Macroeconomic conditions…
AI summary unavailable — showing raw filing excerpt
Generated from SYF's filing dated 2024-02-08
Profitability
Net margin
16.0%
5.6%Return on equity
21.2%
0.4%Return on assets
3.0%
1.8%Leverage
Debt / equity
6.10×
1.6%Long-term debt / equity
0.91×
2.9%Debt / assets
85.9%
0.2%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $4.77B | +3.4% | $805.0M | +6.3% | 16.9% |
Q4 2025 2025-12-31 | $6.52B | +0.4% | $751.0M | -3.0% | 11.5% |
Q3 2025 2025-09-30 | $5.64B | -0.1% | $1.08B | +36.5% | 19.1% |
Q2 2025 2025-06-30 | $5.45B | +0.5% | $967.0M | +50.4% | 17.8% |
Q1 2025 2025-03-31 | $4.61B | -17.1% | $757.0M | -41.5% | 16.4% |
Q4 2024 2024-12-31 | $6.50B | — | $774.0M | — | 11.9% |
Q3 2024 2024-09-30 | $5.64B | +7.6% | $789.0M | +25.6% | 14.0% |
Q2 2024 2024-06-30 | $5.42B | +11.2% | $643.0M | +13.0% | 11.9% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Finance Services · SIC 6199
Your notes
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Insider activity
Insider buying
$0
Insider selling
$50.3M
Net activity
−$50.3M
Distinct insiders
11
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns SYF
Institutional value
$14.25B
Total shares held
216.7M
Distinct holders
689
As of
2026-03-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | Capital World Investors | 33.8M | $2.30B | — | New |
| 2 | BlackRock, Inc. | 30.5M | $2.07B | — | New |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | 22.6M | $1.54B | — | New |
| 4 | VANGUARD PORTFOLIO MANAGEMENT LLC | 18.5M | $1.26B | — | New |
| 5 | DIMENSIONAL FUND ADVISORS LP | 6.0M | $410.8M | — | New |
| 6 | Invesco Ltd. | 5.6M | $383.0M | — | New |
| 7 | FIRST TRUST ADVISORS LP | 5.3M | $363.1M | — | New |
| 8 | NORDEA INVESTMENT MANAGEMENT AB | 5.3M | $348.7M | — | New |
| 9 | ASSETMARK, INC | 4.3M | $295.1M | — | New |
| 10 | UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 4.3M | $289.8M | — | New |
| 11 | Allianz Asset Management GmbH | 4.2M | $284.5M | — | New |
| 12 | AustralianSuper Pty Ltd | 2.9M | $196.8M | — | New |
| 13 | Legal & General Group Plc | 2.9M | $196.5M | — | New |
| 14 | Robeco Institutional Asset Management B.V. | 2.7M | $184.1M | — | New |
| 15 | Bank of New York Mellon Corp | 2.7M | $182.4M | — | New |
| 16 | DEUTSCHE BANK AG\ | 2.2M | $150.0M | — | New |
| 17 | HSBC HOLDINGS PLC | 2.0M | $138.3M | — | New |
| 18 | VANGUARD FIDUCIARY TRUST CO | 2.0M | $132.9M | — | New |
| 19 | Nuveen, LLC | 1.9M | $128.9M | — | New |
| 20 | Boston Partners | 1.8M | $124.3M | — | New |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once SYF's latest filing finishes processing.