Services-Prepackaged Software · SIC 7372

REGO PAYMENT ARCHITECTURES, INC.

RPMT

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Latest revenue

$11.8K

as of 2026-03-31

Latest net income

$-1.9M

as of 2026-03-31

Net margin

-16489.5%

as of 2026-03-31

Price · 5Y

-1.6% / yr 15.3 pts / yr vs S&P 500 7.5% total
Compare:

Live market

delayed ≤15 min
$0.87
6.75%
Market cap
$118.8M
Enterprise value
$118.8M
P/E (trailing)
Forward P/E
P/B
Dividend yield
0.0%
52-wk high
$1.47
52-wk low
$0.21
Beta
Shares out
136.6M

5-year trend

What this company does

AI

ITEM 1. BUSINESS. General Development REGO Payment Architectures, Inc. (the “Company,” “REGO,” “we”, or “us”) was incorporated in Delaware on February 11, 2008 under the name Chimera International Group, Inc. On April 4, 2008, we amended our certificate of incorporation and changed our name to Moggle, Inc. On August 22, 2011, we filed a Certificate of Ownership with the Secretary of State of Delaware, pursuant to which the Company’s newly formed wholly owned subsidiary, Virtual Piggy Incorporated was merged into and with the Company (the “Merger”). In connection with the Merger and in accordance with Section 253 of the Delaware General Corporation Law, the name of the Company was changed…

AI summary unavailable — showing raw filing excerpt

Generated from RPMT's filing dated 2026-03-31

Key risks

AI

ITEM 1A. RISK FACTORS. An investment in our common stock involves a high degree of risk. You should carefully consider the following risk factors in addition to other information in this Annual Report on Form 10-K before purchasing our common stock. The risks and uncertainties described below are those that we currently deem to be material and that we believe are specific to our company and our industry. In addition to these risks, our business may be subject to risks currently unknown to us. If any of these or other risks actually occurs, our business may be adversely affected, the trading price of our common stock may decline, and you may lose all or part of your investment. RISKS RELATED…

AI summary unavailable — showing raw filing excerpt

Generated from RPMT's filing dated 2026-03-31

Profitability

Operating margin

-378491.5%

49.1%

Net margin

-426355.6%

Return on equity

20.0%

15.3%

Return on assets

-1948.6%

630.9%

Leverage

Debt / equity

-1.01×

7.2%

Debt / assets

9829.2%

700.8%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$11.8K$-1.9M+29.4%-16489.5%

Q4 2025

2025-12-31

$-2.3M-27.5%

Q3 2025

2025-09-30

$-2.4M-11.2%

Q2 2025

2025-06-30

$-2.1M+20.1%

Q1 2025

2025-03-31

$-2.7M-19.7%

Q4 2024

2024-12-31

$-1.8M

Q3 2024

2024-09-30

$-2.2M+11.0%

Q2 2024

2024-06-30

$-2.6M+57.0%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Services-Prepackaged Software · SIC 7372

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Insider activity

No insider transactions on file for RPMT in the last 12 months.

Source: SEC Form 4 filings. Backfill runs nightly.

Who owns RPMT

Institutional value

$1.3K

Total shares held

3.3K

Distinct holders

1

+0 vs prior

As of

2025-09-30

Prior: 2025-06-30

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1CROWLEY WEALTH MANAGEMENT, INC.3.3K$1.3K+0 (+0.0%)No change

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once RPMT's latest filing finishes processing.