Fire, Marine & Casualty Insurance · SIC 6331

MERCURY GENERAL CORP

MCY

Watch

Latest revenue

$1.45B

as of 2026-03-31

Latest net income

$190.4M

as of 2026-03-31

Net margin

13.1%

as of 2026-03-31

Price · 5Y

+13.4% / yr 0.4 pts / yr vs S&P 500 86.9% total
Compare:

Live market

delayed ≤15 min
$101.03
1.28%
Market cap
$5.60B
Enterprise value
$5.60B
P/E (trailing)
10.3×
Forward P/E
P/B
Dividend yield
1.3%
52-wk high
$103.86
52-wk low
$59.62
Beta
Shares out
55.4M

5-year trend

What this company does

AI

Item 1.Business General Mercury General Corporation ("Mercury General") and its subsidiaries (referred to herein collectively as the "Company") are primarily engaged in writing personal automobile insurance through 12 insurance subsidiaries (referred to herein collectively as the "Insurance Companies") in 11 states, principally California. The Company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance. The Company's insurance policies are mostly sold through independent agents who receive a commission for selling policies. The Company believes that it has thorough underwriting and claims handling processes that, together with…

AI summary unavailable — showing raw filing excerpt

Generated from MCY's filing dated 2026-02-17

Key risks

AI

Item 1A.Risk Factors The Company’s business involves various risks and uncertainties in addition to the normal risks of business, some of which are discussed in this section. It should be noted that the Company’s business and that of other insurers may be adversely affected by a downturn in general economic conditions and other forces beyond the Company’s control. In addition, other risks and uncertainties not presently known or that the Company currently believes to be immaterial may also adversely affect the Company’s business. Any such risks or uncertainties, or any of the following risks or uncertainties, that develop into actual events could result in a material and adverse effect on…

AI summary unavailable — showing raw filing excerpt

Generated from MCY's filing dated 2026-02-17

Profitability

Net margin

9.0%

5.7%

Return on assets

741.2%

13063.1%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$1.45B+13.2%$190.4M+275.8%13.1%

Q4 2025

2025-12-31

$1.93B+10.3%$310.9M+207.6%16.1%

Q3 2025

2025-09-30

$1.41B+6.8%$280.4M+21.5%19.9%

Q2 2025

2025-06-30

$1.37B+10.6%$58.1M-7.1%4.3%

Q1 2025

2025-03-31

$1.28B+10.0%$-108.3M-247.5%-8.4%

Q4 2024

2024-12-31

$1.75B$101.1M5.8%

Q3 2024

2024-09-30

$1.32B+24.0%$230.9M+2906.1%17.5%

Q2 2024

2024-06-30

$1.24B+19.5%$62.6M+250.6%5.1%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Fire, Marine & Casualty Insurance · SIC 6331

Your notes

Keep private notes on MCY — thesis, target price, catalysts to watch.

Visible only to you. Never shared. Never used to train AI.

Sign in to write a note

Insider activity

Insider buying

$49.9K

Insider selling

$0

Net activity

+$49.9K

Distinct insiders

1

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns MCY

Institutional value

$1.28B

Total shares held

14.7M

Distinct holders

191

-122 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.4.3M$380.6M-339.6K (-7.3%)Trimmed
2DIMENSIONAL FUND ADVISORS LP2.1M$189.5M+46.6K (+2.2%)Added
3VANGUARD PORTFOLIO MANAGEMENT LLC1.7M$151.4MNew
4VANGUARD CAPITAL MANAGEMENT LLC1.2M$108.1MNew
5DG Capital Management, LLC594.4K$52.4M-25.1K (-4.1%)Trimmed
6Invesco Ltd.572.7K$50.5M+260.1K (+83.2%)Added
7UBS Group AG307.2K$27.1M+177.9K (+137.6%)Added
8Nuveen, LLC255.5K$22.5M-32.8K (-11.4%)Trimmed
9Bank of New York Mellon Corp243.5K$21.5M-5.6K (-2.2%)Trimmed
10BNP PARIBAS FINANCIAL MARKETS217.7K$19.2M+55.3K (+34.0%)Added
11JPMORGAN CHASE & CO189.1K$16.6M+91.0K (+92.8%)Added
12PRINCIPAL FINANCIAL GROUP INC178.1K$15.7M+51.3K (+40.5%)Added
13VANGUARD FIDUCIARY TRUST CO172.4K$15.2MNew
14SEI INVESTMENTS CO141.6K$12.5M-4.8K (-3.3%)Trimmed
15Connor, Clark & Lunn Investment Management Ltd.133.7K$11.8M-29.8K (-18.2%)Trimmed
16Allianz Asset Management GmbH113.6K$10.0MNew
17JANE STREET GROUP, LLC107.7K$9.5M+22.0K (+25.6%)Added
18Russell Investments Group, Ltd.104.7K$9.2M-632 (-0.6%)Trimmed
19Public Sector Pension Investment Board95.1K$8.4M+3.1K (+3.4%)Added
20UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC83.5K$7.4M+32.6K (+64.1%)Added

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once MCY's latest filing finishes processing.