Fire, Marine & Casualty Insurance · SIC 6331

HORACE MANN EDUCATORS CORP /DE/

HMN

Watch

Latest revenue

$110.7M

as of 2026-03-31

Latest net income

$41.2M

as of 2026-03-31

Net margin

37.2%

as of 2026-03-31

Price · 5Y

+7.1% / yr 6.7 pts / yr vs S&P 500 40.5% total
Compare:

Live market

delayed ≤15 min
$46.84
1.70%
Market cap
$1.89B
Enterprise value
$1.89B
P/E (trailing)
11.7×
Forward P/E
P/B
Dividend yield
3.0%
52-wk high
$48.33
52-wk low
$40.04
Beta
Shares out
40.4M

5-year trend

What this company does

AI

ITEM 2. I Management's Discussion and Analysis of Financial Condition and Results of Operations (MD&A) Page Introduction 35 Corporate Strategy 35 Consolidated Financial Highlights 36 Consolidated Results of Operations 37 Outlook for 2026 39 Application of Critical Accounting Estimates 40 Results of Operations by Segment 41 Property & Casualty 41 Life & Retirement 44 Supplemental & Group Benefits 46 Corporate & Other 48 Investment Results 48 Liquidity and Capital Resources 51 Introduction The purpose of this MD&A is to provide an understanding of our consolidated results of operations and financial condition. This MD&A should be read in conjunction with the Consolidated Financial Statements…

AI summary unavailable — showing raw filing excerpt

Generated from HMN's filing dated 2026-05-08

Key risks

AI

ITEM 1A. I Risk Factors At the time of issuance of this Quarterly Report on Form 10-Q, we believe there are no material changes from the risk factors as previously disclosed in Part I - Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2025.

AI summary unavailable — showing raw filing excerpt

Generated from HMN's filing dated 2026-05-08

Profitability

Net margin

9.5%

47.8%

Return on equity

12.6%

57.7%

Return on assets

1.1%

49.6%

Leverage

Debt / equity

10.86×

5.9%

Long-term debt / equity

0.46×

8.5%

Debt / assets

91.6%

0.5%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$110.7M-4.5%$41.2M+7.9%37.2%

Q4 2025

2025-12-31

$1.36B+6.8%$36.2M-5.2%2.7%

Q3 2025

2025-09-30

$119.6M+5.8%$58.3M+70.0%48.7%

Q2 2025

2025-06-30

$110.8M+2.2%$29.4M+673.7%26.5%

Q1 2025

2025-03-31

$115.9M+10.0%$38.2M+44.2%33.0%

Q4 2024

2024-12-31

$1.27B$38.2M3.0%

Q3 2024

2024-09-30

$113.0M-5.0%$34.3M+523.6%30.4%

Q2 2024

2024-06-30

$108.4M-0.1%$3.8M+161.3%3.5%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Fire, Marine & Casualty Insurance · SIC 6331

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Insider activity

Insider buying

$157.2K

Insider selling

$4.9M

Net activity

−$4.8M

Distinct insiders

8

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-05-19

Marita Zuraitis

President & CEO

Sale14$46.15$646
2026-05-06

Marita Zuraitis

President & CEO

Sale2$46.15$92
2026-05-05

Marita Zuraitis

President & CEO

Sale403$46.02$18.5K
2026-05-04

Marita Zuraitis

President & CEO

Sale266$46.16$12.3K
2026-05-01

Marita Zuraitis

President & CEO

Sale6,815$46.16$314.6K
2026-04-23

Marita Zuraitis

President & CEO

Sale7,500$46.16$346.2K
2026-04-01

Beverley J. Mcclure

Director

Sale1,081$42.54$46.0K
2026-03-26

Steven R Chauby

Chief Marketing Officer

Purchase180$42.40$7.6K
2026-02-25

Victor Fetter

Director

Purchase3,500$42.73$149.5K
2026-01-02

Beverley J. Mcclure

Director

Sale1,081$45.18$48.8K
2026-01-02

Marita Zuraitis

President & CEO

Sale5,000$45.15$225.8K
2025-12-01

Marita Zuraitis

President & CEO

Sale5,000$45.35$226.8K
2025-11-24

Henry Wade Reece

Director

Sale1,316$45.27$59.6K
2025-11-21

Mark R Desrochers

Senior Vice President

Sale3,000$47.00$141.0K
2025-11-13

Beverley J. Mcclure

Director

Sale1,082$45.40$49.1K
2025-11-03

Marita Zuraitis

President & CEO

Sale5,000$44.17$220.9K
2025-10-01

Marita Zuraitis

President & CEO

Sale5,000$44.81$224.1K
2025-09-02

Marita Zuraitis

President & CEO

Sale5,000$45.76$228.8K
2025-08-22

Donald M Carley

General Counsel

Sale3,500$45.94$160.8K
2025-08-01

Marita Zuraitis

President & CEO

Sale5,000$42.28$211.4K
2025-07-01

Marita Zuraitis

President & CEO

Sale5,000$42.87$214.3K
2025-06-05

CONKLIN BRET A

Executive Vice President

Sale4,760$42.90$204.2K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns HMN

Institutional value

$874.2M

Total shares held

21.5M

Distinct holders

149

-106 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.5.9M$251.6M+26.4K (+0.4%)Added
2FRANKLIN RESOURCES INC3.0M$128.0M-65.1K (-2.1%)Trimmed
3VANGUARD PORTFOLIO MANAGEMENT LLC2.8M$121.3MNew
4DIMENSIONAL FUND ADVISORS LP2.2M$93.2M+12.6K (+0.6%)Added
5VANGUARD CAPITAL MANAGEMENT LLC1.8M$77.9MNew
6Invesco Ltd.474.4K$20.2M-48.2K (-9.2%)Trimmed
7Bank of New York Mellon Corp386.5K$16.5M-7.1K (-1.8%)Trimmed
8VANGUARD FIDUCIARY TRUST CO263.5K$11.2MNew
9PRINCIPAL FINANCIAL GROUP INC257.7K$11.0M+6.0K (+2.4%)Added
10HENNESSY ADVISORS INC203.0K$8.7M-7.0K (-3.3%)Trimmed
11UBS Group AG166.4K$7.1M+10.3K (+6.6%)Added
12ICON ADVISERS INC/CO152.0K$6.5M+0 (+0.0%)No change
13ProShare Advisors LLC149.2K$6.4M+5.5K (+3.8%)Added
14Public Sector Pension Investment Board145.6K$6.2M+4.8K (+3.4%)Added
15RHUMBLINE ADVISERS129.7K$5.5M+548 (+0.4%)Added
16NEW YORK STATE COMMON RETIREMENT FUND121.3K$5.2M+0 (+0.0%)No change
17ENVESTNET ASSET MANAGEMENT INC117.5K$5.0M-6.1K (-5.0%)Trimmed
18WELLS FARGO & COMPANY/MN117.0K$5.0M-10.5K (-8.2%)Trimmed
19UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC94.8K$4.0M+510 (+0.5%)Added
20TEACHER RETIREMENT SYSTEM OF TEXAS93.9K$4.0M-64.2K (-40.6%)Trimmed

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once HMN's latest filing finishes processing.