Latest revenue
$875.1M
as of 2026-03-31
Latest net income
$91.1M
as of 2026-03-31
Net margin
10.4%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $3.92B
- Enterprise value
- $3.92B
- P/E (trailing)
- 12.7×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $176.68
- 52-wk low
- $90.87
- Beta
- —
- Shares out
- 24.9M
5-year trend
About ENVA
Business description and risk factors will appear here once ENVA's latest filing is fully ingested.
Profitability
Gross margin
58.1%
0.9%Operating margin
23.5%
6.6%Net margin
9.8%
24.2%Return on equity
23.1%
31.8%Return on assets
4.8%
19.9%Leverage
Debt / equity
3.84×
12.9%Long-term debt / equity
3.37×
13.0%Debt / assets
79.3%
2.7%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $875.1M | +17.4% | $91.1M | +24.9% | 10.4% |
Q4 2025 2025-12-31 | $839.4M | +15.1% | $79.0M | +24.0% | 9.4% |
Q3 2025 2025-09-30 | $802.7M | +16.3% | $80.3M | +85.0% | 10.0% |
Q2 2025 2025-06-30 | $764.0M | +21.6% | $76.1M | +41.2% | 10.0% |
Q1 2025 2025-03-31 | $745.5M | +22.2% | $72.9M | +50.6% | 9.8% |
Q4 2024 2024-12-31 | $729.6M | — | $63.7M | — | 8.7% |
Q3 2024 2024-09-30 | $689.9M | +25.1% | $43.4M | +5.2% | 6.3% |
Q2 2024 2024-06-30 | $628.4M | +25.8% | $53.9M | +12.0% | 8.6% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Personal Credit Institutions · SIC 6141
Your notes
Keep private notes on ENVA — thesis, target price, catalysts to watch.
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Insider activity
Insider buying
$197.1K
Insider selling
$50.6M
Net activity
−$50.4M
Distinct insiders
9
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns ENVA
Institutional value
$1.72B
Total shares held
13.4M
Distinct holders
241
-140 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 4.1M | $551.5M | -119.6K (-2.9%) | Trimmed |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | 1.1M | $144.7M | — | New |
| 3 | DIMENSIONAL FUND ADVISORS LP | 1.1M | $143.5M | -99.2K (-8.6%) | Trimmed |
| 4 | Invesco Ltd. | 888.2K | $120.6M | +175.3K (+24.6%) | Added |
| 5 | VANGUARD PORTFOLIO MANAGEMENT LLC | 866.5K | $117.7M | — | New |
| 6 | FRANKLIN RESOURCES INC | 567.8K | $77.1M | +74.2K (+15.0%) | Added |
| 7 | SG Capital Management LLC | 262.8K | $35.7M | +158.3K (+151.5%) | Added |
| 8 | JPMORGAN CHASE & CO | 220.6K | $29.0M | -43.2K (-16.4%) | Trimmed |
| 9 | PRINCIPAL FINANCIAL GROUP INC | 188.4K | $25.6M | +13.2K (+7.6%) | Added |
| 10 | VANGUARD FIDUCIARY TRUST CO | 170.0K | $23.1M | — | New |
| 11 | Harspring Capital Management, LLC | 170.0K | $23.1M | -55.5K (-24.6%) | Trimmed |
| 12 | Bank of New York Mellon Corp | 149.5K | $20.3M | -5.6K (-3.6%) | Trimmed |
| 13 | ENVESTNET ASSET MANAGEMENT INC | 142.5K | $19.4M | +4.5K (+3.3%) | Added |
| 14 | JAMES INVESTMENT RESEARCH, INC. | 129.4K | $17.6M | -26.5K (-17.0%) | Trimmed |
| 15 | UBS Group AG | 128.6K | $17.5M | -46.4K (-26.5%) | Trimmed |
| 16 | Nuveen, LLC | 118.2K | $16.1M | +41.3K (+53.8%) | Added |
| 17 | JANE STREET GROUP, LLC | 114.8K | $15.6M | +49.8K (+76.5%) | Added |
| 18 | PRUDENTIAL FINANCIAL INC | 112.0K | $15.2M | -1.7K (-1.5%) | Trimmed |
| 19 | Public Sector Pension Investment Board | 111.1K | $15.1M | +8.7K (+8.5%) | Added |
| 20 | SEI INVESTMENTS CO | 109.1K | $14.8M | +34.6K (+46.4%) | Added |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once ENVA's latest filing finishes processing.