Latest revenue
$13.6M
as of 2026-03-31
Latest net income
$5.0M
as of 2026-03-31
Net margin
37.0%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $148.4M
- Enterprise value
- $148.4M
- P/E (trailing)
- 8.5×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 1.2%
- 52-wk high
- $34.34
- 52-wk low
- $22.10
- Beta
- —
- Shares out
- 5.3M
5-year trend
What this company does
Item 1. Business. General CF Bankshares Inc. (“Holding Company”) was organized as a Delaware corporation in September 1998 as the holding company for CFBank, in connection with CFBank’s conversion from a mutual to stock form of organization. CFBank was originally organized in 1892 and was formerly known as Central Federal Savings and Loan Association of Wellsville and more recently as Central Federal Bank. On December 1, 2016, CFBank converted from a federal savings institution to a national bank. Effective as of December 1, 2016 and in conjunction with the conversion of CFBank to a national bank, the Holding Company became a registered bank holding company subject to regulation and…
AI summary unavailable — showing raw filing excerpt
Generated from CFBK's filing dated 2026-03-12
Key risks
Item 1A. Risk Factors. The following are certain risk factors that could impact our business, financial condition and/or results of operations. Investing in our common stock involves risks, including those described below. These risk factors should be considered by prospective and current investors in our common stock when evaluating the disclosures contained in this Form 10-K and in other reports that we file with the SEC. These risk factors could cause actual results and conditions to differ materially from those projected in forward-looking statements. If any of the events described in the following risk factors actually occur, or if additional risks and uncertainties not presently known…
AI summary unavailable — showing raw filing excerpt
Generated from CFBK's filing dated 2026-03-12
Profitability
Net margin
13.9%
28.6%Return on equity
9.5%
19.7%Return on assets
62.5%
26.7%Leverage
Debt / equity
-0.85×
1.1%Debt / assets
-557.5%
7.0%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $13.6M | +3.3% | $5.0M | +13.4% | 37.0% |
Q4 2025 2025-12-31 | $110.8M | +0.6% | $5.7M | +29.9% | 5.2% |
Q3 2025 2025-09-30 | $1.2M | +4.1% | $2.3M | -44.4% | 199.1% |
Q2 2025 2025-06-30 | $784.0K | +5.1% | $5.0M | +197.1% | 642.2% |
Q1 2025 2025-03-31 | $13.1M | +14.3% | $4.4M | +44.3% | 33.7% |
Q4 2024 2024-12-31 | $110.2M | — | $4.4M | — | 4.0% |
Q3 2024 2024-09-30 | $1.1M | +27.3% | $4.2M | +4.3% | 372.5% |
Q2 2024 2024-06-30 | $746.0K | +32.3% | $1.7M | -59.9% | 227.2% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
National Commercial Banks · SIC 6021
Your notes
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Insider activity
Insider buying
$62.9K
Insider selling
$782.9K
Net activity
−$720.0K
Distinct insiders
7
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns CFBK
Institutional value
$35.6M
Total shares held
1.4M
Distinct holders
46
-35 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 310.3K | $8.7M | -34.9K (-10.1%) | Trimmed |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | 202.0K | $5.6M | — | New |
| 3 | Daytona Street Capital LLC | 151.4K | $4.3M | +1.0K (+0.7%) | Added |
| 4 | FIFTH THIRD BANCORP | 114.9K | $3.2M | +0 (+0.0%) | No change |
| 5 | DIMENSIONAL FUND ADVISORS LP | 92.1K | $2.6M | +30.0K (+48.4%) | Added |
| 6 | GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | 80.9K | $2.3M | -72.0K (-47.1%) | Trimmed |
| 7 | De Lisle Partners LLP | 41.3K | $1.2M | +0 (+0.0%) | No change |
| 8 | SALZHAUER MICHAEL | 39.0K | $1.1M | +12.2K (+45.7%) | Added |
| 9 | Nuveen, LLC | 32.5K | $906.0K | — | New |
| 10 | VANGUARD FIDUCIARY TRUST CO | 29.6K | $827.3K | — | New |
| 11 | VANGUARD PORTFOLIO MANAGEMENT LLC | 29.3K | $817.2K | — | New |
| 12 | HSBC HOLDINGS PLC | 28.7K | $795.2K | -43.1K (-60.0%) | Trimmed |
| 13 | STRS OHIO | 19.0K | $530.3K | -3.2K (-14.4%) | Trimmed |
| 14 | Krilogy Financial LLC | 15.7K | $449.1K | -23 (-0.1%) | Trimmed |
| 15 | Bank of New York Mellon Corp | 14.6K | $406.9K | +427 (+3.0%) | Added |
| 16 | Retirement Income Solutions, Inc | 11.8K | $330.5K | +0 (+0.0%) | No change |
| 17 | Aspiring Ventures, LLC | 9.8K | $274.9K | +0 (+0.0%) | No change |
| 18 | Everhart Financial Group, Inc. | 9.1K | $253.7K | +0 (+0.0%) | No change |
| 19 | Western Reserve Capital Management, LLC | 7.5K | $208.9K | — | New |
| 20 | BNP PARIBAS FINANCIAL MARKETS | 6.4K | $178.0K | +3.7K (+138.0%) | Added |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once CFBK's latest filing finishes processing.