State Commercial Banks · SIC 6022

COASTAL FINANCIAL CORP

CCB

Watch

Latest revenue

$169.0M

as of 2026-03-31

Latest net income

$12.0M

as of 2026-03-31

Net margin

7.1%

as of 2026-03-31

Price · 5Y

+17.6% / yr 3.8 pts / yr vs S&P 500 124.0% total
Compare:

Live market

delayed ≤15 min
$69.66
0.87%
Market cap
$1.06B
Enterprise value
$1.06B
P/E (trailing)
22.6×
Forward P/E
P/B
Dividend yield
0.0%
52-wk high
$120.05
52-wk low
$66.50
Beta
Shares out
15.2M

5-year trend

What this company does

AI

Item 1. Business Our Company Coastal Financial Corporation (“Company”) is a registered bank holding company, whose wholly owned subsidiaries are Coastal Community Bank (“Bank”) and Arlington Olympic LLC (“LLC”). The Company is a Washington state corporation that was organized in 2003. The Bank was incorporated and commenced operations in 1997 and is a Washington state-chartered commercial bank and Federal Reserve System (“Federal Reserve”) member bank. The LLC was formed in 2019 and owns the Company’s Arlington branch, which the Bank leases from the LLC. Our executive offices are located at 5415 Evergreen Way, Everett, Washington 98203, and our telephone number is (425) 257-9000. Our…

AI summary unavailable — showing raw filing excerpt

Generated from CCB's filing dated 2026-02-27

Key risks

AI

Item 1A. Risk Factors As a financial services organization, we are subject to a number of risks inherent in our transactions and present in the business decisions we make. Described below are the material risks and uncertainties that if realized could have an adverse effect on our business, financial condition, results of operations or cash flows, and our access to liquidity. Consideration should also be given to the other information in this Annual Report on Form 10-K, as well as in the documents incorporated by reference into this Form 10-K. However, other factors not discussed below or elsewhere in this Annual Report on Form 10-K could adversely affect our business, financial condition,…

AI summary unavailable — showing raw filing excerpt

Generated from CCB's filing dated 2026-02-27

Profitability

Net margin

7.1%

10.8%

Return on equity

9.6%

37.6%

Return on assets

337.8%

0.1%

Leverage

Debt / equity

-0.97×

1.8%

Long-term debt / equity

0.01×

39.9%

Debt / assets

-3429.5%

62.9%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$169.0M+4.5%$12.0M+23.5%7.1%

Q4 2025

2025-12-31

$190.9M-28.8%$12.6M-5.4%6.6%

Q3 2025

2025-09-30

$167.1M+9.7%$13.6M+1.0%8.1%

Q2 2025

2025-06-30

$141.6M+4.0%$11.0M-4.9%7.8%

Q1 2025

2025-03-31

$161.6M+8.9%$9.7M+43.1%6.0%

Q4 2024

2024-12-31

$268.1M$13.4M5.0%

Q3 2024

2024-09-30

$152.3M+28.9%$13.5M+31.0%8.8%

Q2 2024

2024-06-30

$136.2M-1.9%$11.6M-10.2%8.5%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

State Commercial Banks · SIC 6022

No data yet for industry average

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Insider activity

Insider buying

$0

Insider selling

$15.0M

Net activity

−$15.0M

Distinct insiders

6

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-05-08

Thomas D Lane

Director

Sale300$72.60$21.8K
2026-05-01

Brian T Hamilton

President of CCBX

Sale3,079$75.44$232.3K
2026-03-03

Brian T Hamilton

President of CCBX

Sale146$72.37$10.6K
2026-02-06

Brian T Hamilton

President of CCBX

Sale48$88.95$4.3K
2026-02-04

Brian T Hamilton

President of CCBX

Sale171$89.67$15.3K
2026-01-26

Joel G Edwards

Chief Financial Officer

Sale1,300$111.34$144.7K
2026-01-22

Eric M Sprink

CEO

Sale4,000$116.01$464.0K
2026-01-21

Eric M Sprink

CEO

Sale8,402$114.27$960.1K
2026-01-16

Eric M Sprink

CEO

Sale3,000$114.15$342.5K
2026-01-15

Eric M Sprink

CEO

Sale4,356$114.51$498.8K
2026-01-09

Eric M Sprink

CEO

Sale2,000$119.25$238.5K
2026-01-09

Eric M Sprink

CEO

Sale2,000$118.50$237.0K
2026-01-07

Eric M Sprink

CEO

Sale3,000$117.60$352.8K
2026-01-06

Eric M Sprink

CEO

Sale8,000$116.35$930.8K
2026-01-05

Eric M Sprink

CEO

Sale8,778$114.95$1.0M
2026-01-02

Eric M Sprink

CEO

Sale8,349$113.73$949.5K
2025-12-10

Steven D Hovde

Director

Sale1,500$116.00$174.0K
2025-12-10

Steven D Hovde

Director

Sale1,500$118.50$177.8K
2025-12-09

Steven D Hovde

Director

Sale1,500$115.50$173.3K
2025-12-08

Steven D Hovde

Director

Sale1,500$113.50$170.3K
2025-12-08

Steven D Hovde

Director

Sale1,500$114.50$171.8K
2025-12-05

Steven D Hovde

Director

Sale1,611$112.00$180.4K
2025-12-05

Steven D Hovde

Director

Sale1,000$112.50$112.5K
2025-09-18

Eric M Sprink

CEO

Sale10,683$114.65$1.2M
2025-09-18

Joel G Edwards

Chief Financial Officer

Sale9,425$114.67$1.1M
2025-09-17

Joel G Edwards

Chief Financial Officer

Sale5,000$110.05$550.3K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns CCB

Institutional value

$381.7M

Total shares held

5.2M

Distinct holders

101

-104 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.973.9K$74.1M-11.0K (-1.1%)Trimmed
2VANGUARD CAPITAL MANAGEMENT LLC562.2K$42.8MNew
3DIMENSIONAL FUND ADVISORS LP359.6K$27.4M+25.4K (+7.6%)Added
4ENDEAVOUR CAPITAL ADVISORS INC273.6K$20.8M+111.7K (+69.0%)Added
5UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC268.7K$20.4M+106.5K (+65.7%)Added
6EMERALD ADVISERS, LLC221.2K$16.8M+68.4K (+44.8%)Added
7UBS Group AG159.7K$12.2M+38.0K (+31.2%)Added
8KENNEDY CAPITAL MANAGEMENT LLC158.8K$12.1M-10.1K (-6.0%)Trimmed
9EMERALD MUTUAL FUND ADVISERS TRUST156.7K$11.9M+48.9K (+45.4%)Added
10JCSD Capital, LLC140.1K$10.7M+11.1K (+8.6%)Added
11PEREGRINE CAPITAL MANAGEMENT LLC139.6K$10.6M-6.1K (-4.2%)Trimmed
12Advisors Capital Management, LLC130.0K$9.9M+5.3K (+4.3%)Added
13D.A. DAVIDSON & CO.125.5K$9.6M+0 (+0.0%)No change
14VANGUARD PORTFOLIO MANAGEMENT LLC99.3K$7.6MNew
15STIFEL FINANCIAL CORP93.9K$7.1M+34.2K (+57.4%)Added
16VANGUARD FIDUCIARY TRUST CO90.8K$6.9MNew
17ROYCE & ASSOCIATES LP55.7K$4.2M-68.2K (-55.0%)Trimmed
18Russell Investments Group, Ltd.51.0K$3.9M+2.5K (+5.0%)Added
19GRAHAM CAPITAL WEALTH MANAGEMENT, LLC49.9K$3.8MNew
20FIRST TRUST ADVISORS LP48.7K$3.7M+5.0K (+11.3%)Added

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once CCB's latest filing finishes processing.