Latest revenue
$23.2M
as of 2026-03-31
Latest net income
$135.8M
as of 2026-03-31
Net margin
585.3%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $5.70B
- Enterprise value
- $5.70B
- P/E (trailing)
- 13.4×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $565.14
- 52-wk low
- $401.90
- Beta
- —
- Shares out
- 10.5M
5-year trend
What this company does
ITEM 1. BUSINESS General Credit Acceptance Corporation (referred to as the “Company”, “Credit Acceptance”, “we”, “our” or “us”) makes vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. Our financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales generated by these same customers; and from sales to customers responding to advertisements for our financing programs, but who actually end up qualifying for traditional financing. Without…
AI summary unavailable — showing raw filing excerpt
Generated from CACC's filing dated 2026-02-13
Key risks
ITEM 1A. RISK FACTORS Industry, Operational, and Macroeconomic Risks Our inability to accurately forecast and estimate the amount and timing of future collections could have a material adverse effect on results of operations. The majority of the Consumer Loans assigned to us are made to individuals with impaired or limited credit histories. Consumer Loans made to these individuals generally entail a higher risk of delinquency, default, and repossession, and higher losses than loans made to consumers with better credit. Since most of our revenue and cash flows from operations are generated from these Consumer Loans, our ability to accurately forecast Consumer Loan performance is critical to…
AI summary unavailable — showing raw filing excerpt
Generated from CACC's filing dated 2026-02-13
Profitability
Net margin
18.3%
59.6%Return on equity
27.8%
96.4%Return on assets
4.9%
75.4%Leverage
Debt / equity
4.67×
14.9%Long-term debt / equity
0.71×
26.0%Debt / assets
82.3%
2.6%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $23.2M | -1.3% | $135.8M | +27.8% | 585.3% |
Q4 2025 2025-12-31 | $2.25B | +7.4% | $122.0M | +39.3% | 5.4% |
Q3 2025 2025-09-30 | $24.1M | -4.0% | $108.2M | +37.3% | 449.0% |
Q2 2025 2025-06-30 | $24.1M | -0.8% | $87.4M | +408.1% | 362.7% |
Q1 2025 2025-03-31 | $23.5M | +7.3% | $106.3M | +65.3% | 452.3% |
Q4 2024 2024-12-31 | $2.09B | — | $87.6M | — | 4.2% |
Q3 2024 2024-09-30 | $25.1M | +20.7% | $78.8M | +11.3% | 313.9% |
Q2 2024 2024-06-30 | $24.3M | +22.7% | $17.2M | -22.5% | 70.8% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Personal Credit Institutions · SIC 6141
Your notes
Keep private notes on CACC — thesis, target price, catalysts to watch.
Visible only to you. Never shared. Never used to train AI.
Insider activity
Insider buying
$0
Insider selling
$70.9M
Net activity
−$70.9M
Distinct insiders
10
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns CACC
Institutional value
$1.09B
Total shares held
2.6M
Distinct holders
143
-106 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | Boston Partners | 560.2K | $237.2M | +104.0K (+22.8%) | Added |
| 2 | BECK MACK & OLIVER LLC | 309.0K | $130.8M | -1.4K (-0.4%) | Trimmed |
| 3 | BlackRock, Inc. | 231.6K | $98.1M | -9.5K (-3.9%) | Trimmed |
| 4 | Universal- Beteiligungs- und Servicegesellschaft mbH | 231.3K | $98.0M | +27.5K (+13.5%) | Added |
| 5 | DIMENSIONAL FUND ADVISORS LP | 230.7K | $97.7M | +6.8K (+3.1%) | Added |
| 6 | VANGUARD CAPITAL MANAGEMENT LLC | 213.0K | $90.2M | — | New |
| 7 | VANGUARD PORTFOLIO MANAGEMENT LLC | 172.4K | $73.0M | — | New |
| 8 | RV Capital AG | 124.2K | $52.7M | -6.3K (-4.8%) | Trimmed |
| 9 | UBS Group AG | 62.6K | $26.5M | +16.5K (+35.9%) | Added |
| 10 | VANGUARD FIDUCIARY TRUST CO | 35.6K | $15.1M | — | New |
| 11 | ENVESTNET ASSET MANAGEMENT INC | 34.9K | $14.8M | +6.1K (+21.0%) | Added |
| 12 | FIRST TRUST ADVISORS LP | 34.2K | $14.5M | -7 (-0.0%) | Trimmed |
| 13 | LPL Financial LLC | 31.3K | $13.2M | -2.6K (-7.6%) | Trimmed |
| 14 | EXCHANGE TRADED CONCEPTS, LLC | 31.2K | $13.2M | — | New |
| 15 | Invesco Ltd. | 24.1K | $10.2M | +4.8K (+24.7%) | Added |
| 16 | BNP PARIBAS FINANCIAL MARKETS | 23.0K | $9.7M | -8.8K (-27.6%) | Trimmed |
| 17 | UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 17.8K | $7.6M | +27 (+0.2%) | Added |
| 18 | Bank of New York Mellon Corp | 17.8K | $7.5M | -74 (-0.4%) | Trimmed |
| 19 | Mraz, Amerine & Associates, Inc. | 13.2K | $5.6M | -40 (-0.3%) | Trimmed |
| 20 | Swiss National Bank | 10.9K | $4.6M | -160 (-1.4%) | Trimmed |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once CACC's latest filing finishes processing.