Services-Prepackaged Software · SIC 7372

BILL Holdings, Inc.

BILL

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Latest revenue

$406.6M

as of 2026-03-31

Latest net income

$7.2M

as of 2026-03-31

Net margin

1.8%

as of 2026-03-31

Price · 5Y

-24.7% / yr 38.5 pts / yr vs S&P 500 75.7% total
Compare:

Live market

delayed ≤15 min
$36.14
0.85%
Market cap
$3.60B
Enterprise value
$3.60B
P/E (trailing)
151.2×
Forward P/E
P/B
Dividend yield
0.0%
52-wk high
$57.21
52-wk low
$34.44
Beta
Shares out
99.6M

5-year trend

What this company does

AI

Item 1. BUSINESS Overview Our mission is to make it simple to connect and do business. We are a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables, and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary network of millions of members to pay or get paid faster. Headquartered in San Jose, California, we are a trusted partner of leading U.S. financial institutions, accounting firms, and software providers. BILL's purpose-built, artificial…

AI summary unavailable — showing raw filing excerpt

Generated from BILL's filing dated 2025-08-28

Key risks

AI

Item 1A. Risk Factors Investing in our common stock involves a high degree of risk. You should consider carefully the risks and uncertainties described below, together with all of the other information in this Annual Report on Form 10-K, including “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” our consolidated financial statements and the accompanying notes included elsewhere in this Annual Report on Form 10-K before deciding whether to invest in shares of our common stock. Additional risks beyond those summarized below or discussed elsewhere in this Annual Report on Form 10-K, may apply to our activities or operations as currently conducted or as…

AI summary unavailable — showing raw filing excerpt

Generated from BILL's filing dated 2025-08-28

Profitability

Gross margin

81.4%

0.5%

Operating margin

-5.5%

59.2%

Net margin

1.6%

172.7%

Return on equity

0.6%

186.0%

Return on assets

0.2%

175.2%

Leverage

Debt / equity

1.57×

26.1%

Long-term debt / equity

0.00×

100.0%

Debt / assets

61.1%

10.1%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$406.6M+13.5%$7.2M+162.4%1.8%

Q4 2025

2025-12-31

$414.7M+14.4%$-2.6M-107.7%-0.6%

Q3 2025

2025-09-30

$395.7M+10.4%$-3.0M-133.2%-0.7%

Q2 2025

2025-06-30

$383.3M+11.5%$-7.1M-193.1%-1.8%

Q1 2025

2025-03-31

$358.2M+10.9%$-11.6M-136.4%-3.2%

Q4 2024

2024-12-31

$362.6M+13.8%$33.5M+183.0%9.3%

Q3 2024

2024-09-30

$358.4M+17.5%$8.9M+132.0%2.5%

Q2 2024

2024-06-30

$343.7M$7.6M2.2%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Services-Prepackaged Software · SIC 7372

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Insider activity

Insider buying

$0

Insider selling

$579.2K

Net activity

−$579.2K

Distinct insiders

2

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns BILL

Institutional value

$1.30B

Total shares held

34.3M

Distinct holders

194

-166 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.8.4M$320.1M+319.0K (+4.0%)Added
2VANGUARD PORTFOLIO MANAGEMENT LLC5.7M$217.7MNew
3VANGUARD CAPITAL MANAGEMENT LLC3.9M$150.2MNew
4DIMENSIONAL FUND ADVISORS LP3.1M$118.4M+126.4K (+4.3%)Added
5PARNASSUS INVESTMENTS, LLC1.7M$63.7M+198.5K (+13.6%)Added
6UBS Group AG1.3M$49.3M-953.7K (-42.6%)Trimmed
7LPL Financial LLC878.9K$33.7M+287.6K (+48.6%)Added
8Bank of New York Mellon Corp607.7K$23.3M-66.5K (-9.9%)Trimmed
9VANGUARD FIDUCIARY TRUST CO548.7K$21.0MNew
10JANE STREET GROUP, LLC501.3K$19.2M+103.8K (+26.1%)Added
11Retirement Systems of Alabama491.4K$18.8M+993 (+0.2%)Added
12LOS ANGELES CAPITAL MANAGEMENT LLC357.1K$13.7M+356.7K (+99642.5%)Added
13UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC336.8K$12.9M-481.4K (-58.8%)Trimmed
14BARINGTON CAPITAL GROUP, L.P.313.8K$12.0M-76.2K (-19.5%)Trimmed
15JPMORGAN CHASE & CO318.9K$11.9M+2.2K (+0.7%)Added
16BANK OF MONTREAL /CAN/295.6K$11.3M-26.1K (-8.1%)Trimmed
17Assenagon Asset Management S.A.292.9K$11.2M-350.1K (-54.4%)Trimmed
18Invesco Ltd.268.9K$10.3M-478 (-0.2%)Trimmed
19Hudson Bay Capital Management LP250.6K$9.6M+128.1K (+104.6%)Added
20Nuveen, LLC250.5K$9.6M+92.9K (+59.0%)Added

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once BILL's latest filing finishes processing.