State Commercial Banks · SIC 6022

Atlantic Union Bankshares Corp

AUB

Watch

Latest revenue

$46.2M

as of 2026-03-31

Latest net income

$122.2M

as of 2026-03-31

Net margin

264.4%

as of 2026-03-31

6.0
of 10

ActaClear Score

Above avg
#122 of 212 in State Commercial Banks
new
Profitability·25%
2.3
Growth·15%
8.4
Value·20%
7.1
Quality·20%
7.7
Momentum·20%
5.8

Computed from 5 years of SEC fundamentals + latest market data, ranked within State Commercial Banks (212 peers). 10 = best in industry, 5 = median, 0 = worst. Refreshed Jun 6, 2026.

0.32
Price / FV

Fair value · DCF

Deeply undervalued
~216% upside at this growth
21.1% / yr
-5%30%
Terminal growthWACC 9.2% · 10y forecast
Current price
$37.96
DCF fair value
$120
FCF base (last FY)
$273.71M
Net debt
$-194.60M

DCF: 10-year forecast of free cash flow, discounted at the company's WACC, with a Gordon-growth terminal at year 10. FCF is proxied by last fiscal-year net income (proper FCF needs CFO − CapEx by year, which we don't store yet). Drag the slider to test your own growth thesis — the dominant assumption in any DCF is what comes next, not what the math does with it. Beta defaults to 1.0 when not reported.

Community sentiment

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Price · 5Y

-0.5% / yr 20.2 pts / yr vs S&P 500 2.5% total
Compare:

Live market

delayed ≤15 min
$37.95
Market cap
$5.39B
Enterprise value
$6.10B
P/E (trailing)
19.7×
Forward P/E
P/B
1.07×
Dividend yield
3.8%
52-wk high
$42.18
52-wk low
$29.64
Beta
Shares out
142.1M

5-year trend

What this company does

AI

​ITEM 1. BUSINESS. GENERAL Overview Atlantic Union Bankshares Corporation is a financial holding company and bank holding company organized under the laws of the Commonwealth of Virginia and registered under the BHCA. We are headquartered in Richmond, Virginia and provide a wide range of financial services and products to commercial and retail clients through our wholly owned subsidiary bank, Atlantic Union Bank, a Federal Reserve member bank charted under the laws of the Commonwealth of Virginia. ​ The Bank is headquartered in Richmond, Virginia and operates branches and ATMs located in Virginia, Maryland, Washington, D.C., and North Carolina. In addition, our non-bank financial services…

AI summary unavailable — showing raw filing excerpt

Generated from AUB's filing dated 2026-02-26

Key risks

AI

ITEM 1A. RISK FACTORS. An investment in our securities involves risks and uncertainties. In addition to the other information set forth in this Form 10-K, including the information addressed under “Forward-Looking Statements,” investors in our securities should carefully consider the risk factors discussed below. These factors could materially and adversely affect our business, financial condition, liquidity, results of operations, and capital position and could cause our actual results to differ materially from our historical results or the results contemplated by the forward-looking statements contained in this Form 10-K, in which case the trading price of our securities could decline.…

AI summary unavailable — showing raw filing excerpt

Generated from AUB's filing dated 2026-02-26

Profitability

Net margin

13.4%

13.7%

Return on equity

5.5%

17.8%

Return on assets

40.7%

99.2%

Leverage

Debt / equity

-0.87×

13.3%

Long-term debt / equity

0.15×

15.8%

Debt / assets

-644.0%

99.2%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$46.2M+70.0%$122.2M+145.2%264.4%

Q4 2025

2025-12-31

$1.95B+53.8%$112.0M+93.8%5.8%

Q3 2025

2025-09-30

$40.9M+12.6%$92.1M+20.6%225.2%

Q2 2025

2025-06-30

$27.4M+17.2%$19.8M-21.3%72.3%

Q1 2025

2025-03-31

$27.2M+22.9%$49.8M+0.1%183.3%

Q4 2024

2024-12-31

$1.26B$57.8M4.6%

Q3 2024

2024-09-30

$36.3M+46.9%$76.4M+41.5%210.4%

Q2 2024

2024-06-30

$23.4M+9.9%$25.2M-54.5%107.7%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

State Commercial Banks · SIC 6022

No data yet for industry average

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Insider activity

Insider buying

$790.8K

Insider selling

$0

Net activity

+$790.8K

Distinct insiders

3

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-04-20

Nancy H Agee

Director

Purchase650$39.05$25.4K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns AUB

Institutional value

$2.58B

Total shares held

76.5M

Distinct holders

285

-114 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.20.6M$734.7M+9.0K (+0.0%)Added
2VANGUARD PORTFOLIO MANAGEMENT LLC8.7M$312.0MNew
3DIMENSIONAL FUND ADVISORS LP7.6M$272.9M+102.8K (+1.4%)Added
4VANGUARD CAPITAL MANAGEMENT LLC6.4M$227.6MNew
5FRANKLIN RESOURCES INC3.4M$120.1M+116.2K (+3.6%)Added
6CONGRESS ASSET MANAGEMENT CO2.2M$80.1M+276.9K (+14.1%)Added
7SYSTEMATIC FINANCIAL MANAGEMENT LP1.5M$54.8M-10.4K (-0.7%)Trimmed
8WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC1.4M$49.3M+269.0K (+24.2%)Added
9Bank of New York Mellon Corp1.3M$47.9M-37.6K (-2.7%)Trimmed
10Nuveen, LLC1.3M$47.8M+12.3K (+0.9%)Added
11Invesco Ltd.992.0K$35.5M-115.4K (-10.4%)Trimmed
12PRINCIPAL FINANCIAL GROUP INC951.4K$34.0M+272.1K (+40.1%)Added
13VANGUARD FIDUCIARY TRUST CO918.4K$32.8MNew
14FORT WASHINGTON INVESTMENT ADVISORS INC /OH/829.5K$29.6M+223.2K (+36.8%)Added
15DAVENPORT & Co LLC784.5K$28.0M+23.8K (+3.1%)Added
16Atlantic Union Bankshares Corp747.3K$26.7M-80.1K (-9.7%)Trimmed
17ENVESTNET ASSET MANAGEMENT INC660.0K$23.6M+92.2K (+16.2%)Added
18Tributary Capital Management, LLC638.9K$22.8M-18.9K (-2.9%)Trimmed
19Verity & Verity, LLC623.7K$22.3M+105.7K (+20.4%)Added
20Public Sector Pension Investment Board507.2K$18.1M+14.0K (+2.8%)Added

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

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