Latest revenue
$105.2M
as of 2026-03-31
Latest net income
$17.9M
as of 2026-03-31
Net margin
17.0%
as of 2026-03-31
ActaClear Score
Computed from 5 years of SEC fundamentals + latest market data, ranked within National Commercial Banks (134 peers). 10 = best in industry, 5 = median, 0 = worst. Refreshed Jun 6, 2026.
Fair value · DCF
DCF: 10-year forecast of free cash flow, discounted at the company's WACC, with a Gordon-growth terminal at year 10. FCF is proxied by last fiscal-year net income (proper FCF needs CFO − CapEx by year, which we don't store yet). Drag the slider to test your own growth thesis — the dominant assumption in any DCF is what comes next, not what the math does with it. Beta defaults to 1.0 when not reported.
Community sentiment
Where do you think AMTB is heading?
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $1.01B
- Enterprise value
- $951.3M
- P/E (trailing)
- 19.4×
- Forward P/E
- —
- P/B
- 1.11×
- Dividend yield
- 1.6%
- 52-wk high
- $24.38
- 52-wk low
- $15.62
- Beta
- —
- Shares out
- 44.6M
5-year trend
What this company does
Item 1. BUSINESS Our Company We are a bank holding company headquartered in Coral Gables, FL, with $9.8 billion in assets, $6.6 billion in loans held for investment, $7.8 billion in deposits, $938.8 million of shareholders’ equity, and $3.3 billion in assets under management and custody (“AUM”) as of December 31, 2025. We provide individuals and businesses with a comprehensive array of deposit, credit, investment, wealth management, retail banking, mortgage services and fiduciary services. We serve customers in our United States markets and select international customers. These services are offered through our main subsidiary, Amerant Bank, N.A., or the Bank, which is also headquartered in…
AI summary unavailable — showing raw filing excerpt
Generated from AMTB's filing dated 2026-02-27
Key risks
SUMMARY OF RISK FACTORS Our business is subject to a number of risks that could cause actual results to differ materially from those indicated by forward-looking statements made in this Form 10-K or presented elsewhere from time to time. These risks are discussed more fully under “Item 1A. Risk Factors” and include, but are not limited to the following: Risk related to Funding and Liquidity •Liquidity risks could affect our operations and jeopardize our financial condition and certain funding sources could increase our interest rate expense. •We may not be able to develop and maintain a strong core deposit base or other low-cost funding sources. •We may elect or be compelled to seek…
AI summary unavailable — showing raw filing excerpt
Generated from AMTB's filing dated 2026-02-27
Profitability
Net margin
7.8%
398.0%Return on equity
5.9%
432.8%Return on assets
29.4%
554.4%Leverage
Debt / equity
-0.80×
10.1%Long-term debt / equity
0.00×
100.0%Debt / assets
-399.3%
50.3%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $105.2M | -14.8% | $17.9M | +49.5% | 17.0% |
Q4 2025 2025-12-31 | $296.6M | +37.9% | $2.7M | +100.1% | 0.9% |
Q3 2025 2025-09-30 | $128.9M | -5.7% | $14.8M | +145.2% | 11.4% |
Q2 2025 2025-06-30 | $127.1M | -1.2% | $23.0M | +363.5% | 18.1% |
Q1 2025 2025-03-31 | $123.5M | -1.3% | $12.0M | +13.2% | 9.7% |
Q4 2024 2024-12-31 | $215.1M | — | $1.4M | — | 0.6% |
Q3 2024 2024-09-30 | $136.7M | +9.7% | $-32.6M | -247.5% | -23.9% |
Q2 2024 2024-06-30 | $128.7M | +5.1% | $5.0M | -32.1% | 3.9% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
National Commercial Banks · SIC 6021
Your notes
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Insider activity
Insider buying
$244.0K
Insider selling
$20.3K
Net activity
+$223.8K
Distinct insiders
4
Open-market trades over the last 365 days.
Recent transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| 2026-04-27 | Carlos Iafigliola SEVP Interim Chief Executive Officer | Purchase | 885 | $22.80 | $20.2K |
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns AMTB
Institutional value
$253.9M
Total shares held
11.6M
Distinct holders
70
-72 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 2.8M | $61.6M | -68.8K (-2.4%) | Trimmed |
| 2 | Patriot Financial Partners GP II, L.P. | 2.3M | $49.8M | -58.3K (-2.5%) | Trimmed |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | 1.8M | $39.1M | — | New |
| 4 | DIMENSIONAL FUND ADVISORS LP | 1.4M | $30.6M | +133.1K (+10.6%) | Added |
| 5 | UBS Group AG | 875.7K | $19.3M | +744.8K (+568.8%) | Added |
| 6 | VANGUARD PORTFOLIO MANAGEMENT LLC | 418.5K | $9.2M | — | New |
| 7 | VANGUARD FIDUCIARY TRUST CO | 254.5K | $5.6M | — | New |
| 8 | PEREGRINE CAPITAL MANAGEMENT LLC | 213.4K | $4.7M | -20.6K (-8.8%) | Trimmed |
| 9 | SEI INVESTMENTS CO | 198.3K | $4.4M | +40.0K (+25.2%) | Added |
| 10 | ESSEX INVESTMENT MANAGEMENT CO LLC | 156.8K | $3.5M | +2.7K (+1.8%) | Added |
| 11 | Bank of New York Mellon Corp | 146.3K | $3.2M | +16.3K (+12.6%) | Added |
| 12 | JPMORGAN CHASE & CO | 117.6K | $2.5M | -12.2K (-9.4%) | Trimmed |
| 13 | Nuveen, LLC | 81.3K | $1.8M | +444 (+0.5%) | Added |
| 14 | Swiss National Bank | 73.5K | $1.6M | +5.5K (+8.1%) | Added |
| 15 | JANE STREET GROUP, LLC | 63.8K | $1.4M | — | New |
| 16 | Invesco Ltd. | 61.8K | $1.4M | -160 (-0.3%) | Trimmed |
| 17 | PRINCIPAL FINANCIAL GROUP INC | 55.1K | $1.2M | — | New |
| 18 | Vanguard Global Advisers, LLC | 50.6K | $1.1M | — | New |
| 19 | UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 49.8K | $1.1M | +501 (+1.0%) | Added |
| 20 | Creative Planning | 41.8K | $921.3K | +13.6K (+48.4%) | Added |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once AMTB's latest filing finishes processing.
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