Latest revenue
$3.99B
as of 2026-03-31
Latest net income
$1.05B
as of 2026-03-31
Net margin
26.3%
as of 2026-03-31
ActaClear Score
Computed from 5 years of SEC fundamentals + latest market data, ranked within Fire, Marine & Casualty Insurance (74 peers). 10 = best in industry, 5 = median, 0 = worst. Refreshed Jun 6, 2026.
Fair value · DCF
DCF: 10-year forecast of free cash flow, discounted at the company's WACC, with a Gordon-growth terminal at year 10. FCF is proxied by last fiscal-year net income (proper FCF needs CFO − CapEx by year, which we don't store yet). Drag the slider to test your own growth thesis — the dominant assumption in any DCF is what comes next, not what the math does with it. Beta defaults to 1.0 when not reported.
Community sentiment
Where do you think ACGLO is heading?
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $6.81B
- Enterprise value
- $-25.50B
- P/E (trailing)
- 1.5×
- Forward P/E
- —
- P/B
- 0.28×
- Dividend yield
- 10.5%
- 52-wk high
- $22.20
- 52-wk low
- $19.41
- Beta
- —
- Shares out
- 349.4M
5-year trend
What this company does
Arch Capital Group is a Bermuda-based global underwriter writing property-casualty insurance, reinsurance, and mortgage insurance through subsidiaries. It earns money primarily from net premiums (~$4 billion quarterly) plus investment income on its $47 billion portfolio. First-quarter net income jumped 82% to $1.05 billion as loss expenses dropped sharply, and the company aggressively repurchased $813 million of stock, signaling a benign loss environment and excess capital deployment.
Generated from ACGLO's filing dated 2026-02-26
Key risks
- Premium softening: Net premiums earned fell to $3.99B from $4.19B YoY, signaling potential pricing pressure in P&C/reinsurance markets.
- Investment mark-to-market hit: AOCI swung from +$5M to -$333M as unrealized AFS losses of $338M and $87M net realized losses pressured book value.
- Aggressive buybacks at $7.2B treasury cost: $813M repurchased in Q1 alone, leaving equity flat YoY despite $1.05B net income.
Generated from ACGLO's filing dated 2026-02-26
Profitability
Net margin
22.1%
10.7%Return on equity
18.2%
12.3%Return on assets
5.6%
99.6%Leverage
Debt / equity
2.27×
330.7%Long-term debt / equity
0.11×
14.0%Debt / assets
69.5%
101.0%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $3.99B | -4.8% | $1.05B | +82.4% | 26.3% |
Q4 2025 2025-12-31 | $7.12B | +9.8% | $1.24B | +32.4% | 17.4% |
Q3 2025 2025-09-30 | $4.29B | +7.9% | $1.35B | +36.6% | 31.5% |
Q2 2025 2025-06-30 | $4.34B | +21.7% | $1.24B | -2.5% | 28.5% |
Q1 2025 2025-03-31 | $4.19B | +22.4% | $574.0M | -48.8% | 13.7% |
Q4 2024 2024-12-31 | $6.48B | — | $935.0M | — | 14.4% |
Q3 2024 2024-09-30 | $3.97B | +22.2% | $988.0M | +36.7% | 24.9% |
Q2 2024 2024-06-30 | $3.56B | +20.2% | $1.27B | +89.1% | 35.6% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Fire, Marine & Casualty Insurance · SIC 6331
Your notes
Keep private notes on ACGLO — thesis, target price, catalysts to watch.
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Insider activity
No insider transactions on file for ACGLO in the last 12 months.
Source: SEC Form 4 filings. Backfill runs nightly.
Who owns ACGLO
Institutional value
$12.9K
Total shares held
660
Distinct holders
2
+0 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | First Command Advisory Services, Inc. | 342 | $6.7K | — | New |
| 2 | PNC Financial Services Group, Inc. | 318 | $6.2K | -107 (-25.2%) | Trimmed |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
- 1
Net premiums earned fell 5% to $3.99B while loss ratio improved sharply—is the cycle softening faster than rates, and where specifically?
- 2
You repurchased $813M of stock this quarter versus $229M last year—does this signal limited organic underwriting opportunities at adequate returns?
- 3
Equity-method income tripled to $160M—how much is recurring versus mark-to-market, and what's the underlying portfolio exposure?
Refreshed when ACGLO files a new report · last from 2026-02-26
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